Squara

Terms of Service

Last updated: June 23, 2026

These Terms of Service govern your use of Squara, operated by Artyom (“we,” “us,” or “our”). By accessing or using our mobile application, website, or any related services (collectively, the “Services”), you agree to be bound by these Terms. If you do not agree, please do not use the Services.

You can contact us at any time at .

1. Acceptance

By creating an account or using any part of the Services, you confirm that you have read, understood, and agreed to these Terms. If you are using the Services on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

2. Our Services

Squara is a service designed to help you track shared expenses, informal debts, and settlements among friends, family, or groups. Expenses, balances, and settlements recorded in Squara are informal records and are not legally binding financial contracts.

Squara does not process payments. It only tracks who owes what. All actual transfers of money happen outside the app, directly between the parties involved. Squara bears no responsibility for how or whether those payments are made.

We offer the Services “as is” and we may change, suspend, or discontinue any part of the Services at any time.

3. Eligibility

You must be at least 16 years old to use the Services. If you are under 16, you may only use the Services with the consent of a parent or legal guardian.

4. Account

4.1 Registration

An account is required to use Squara. There is no anonymous or guest mode.

Registration is mandatory because Squara's core accountability features - strict edit permissions, timestamped audit trails, and mutual settlement confirmation - require every action to be attributed to a verified account holder. You agree to provide accurate and up-to-date information and to keep your login credentials confidential. You are responsible for all activity that occurs under your account.

4.2 Account deletion

You can delete your account at any time through the app settings or by contacting us at . When you delete your account, your profile information (including your name, email address, and avatar) will be permanently deleted or anonymized. However, transaction records, expenses, and ledger history that were shared with other users will be retained in an anonymized format (“Deleted User”) to maintain the integrity of shared group balances.

4.3 Termination

We reserve the right to suspend or terminate your account if you violate these Terms or engage in conduct that harms other users or the Services. If we terminate your account, you may not create a new one without our prior written permission.

5. Subscriptions and payments

5.1 Free and paid tiers

Squara can be used free of charge. The free tier includes one group you own, unlimited membership in other users' groups, expense tracking, and access to core features. Certain advanced features require a paid subscription (Squara Premium).

5.2 Billing and renewal

Subscriptions are processed through the Apple App Store or Google Play Store. Squara does not handle payment processing directly. Your subscription will automatically renew unless cancelled before the end of the current billing period. The terms of the respective app store govern payment processing, renewals, and refunds.

5.3 Free trials

We may offer a free trial period under certain conditions. If you do not cancel before the trial ends, your subscription will automatically convert to a paid subscription and you will be charged accordingly.

5.4 Cancellation

You can cancel your subscription at any time through the Apple App Store or Google Play Store. Cancellation takes effect at the end of the current paid billing period.

5.5 Price changes

We may change subscription prices and benefits from time to time. We will notify you in advance of any price changes, and the new price will take effect at the start of your next billing period. If you do not wish to pay the new price, you can cancel before it takes effect.

6. User content and intellectual property

6.1 Our intellectual property

We are the owner or licensee of all intellectual property rights in the Services, including source code, design, text, graphics, trademarks, and logos. We grant you a limited, personal, revocable, non-exclusive, non-transferable right to access and use the Services solely for personal, non-commercial purposes.

6.2 Your content

You retain ownership of any content you create through the Services, such as expense descriptions, group names, and comments. By submitting content, you grant us a worldwide, royalty-free license to use, store, and process that content solely to operate and provide the Services.

6.3 Your responsibilities

You are solely responsible for the content you add to Squara. You represent that you have the right to submit that content and that it does not violate any third-party rights.

7. Prohibited activities

You agree not to:

  • Use the Services for any unlawful purpose
  • Use the Services in a fraudulent or misleading manner
  • Upload or share content that is harmful, offensive, or infringes the rights of others
  • Attempt to gain unauthorized access to the Services or other users' accounts
  • Interfere with or disrupt the operation of the Services
  • Use automated means (bots, scrapers, etc.) to access the Services without permission
  • Impersonate another person or misrepresent your identity
  • Use the Services for commercial purposes without our prior written consent
  • Copy, modify, distribute, or sell any part of the Services
  • Reverse engineer, decompile, or disassemble any part of the Services

8. Third-party services

The Services rely on third-party infrastructure including Firebase (Google) for authentication and data storage, and the Apple App Store and Google Play Store for subscription billing. We do not control and are not responsible for any third-party services. Your use of third-party services is at your own risk and subject to their own terms and policies.

9. Disclaimer

The Services are provided “as is” and “as available” without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not guarantee that the Services will be uninterrupted, error-free, or secure. We do not guarantee the accuracy of information entered by users.

10. Limitation of liability

To the maximum extent permitted by applicable law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Services, including but not limited to loss of data, profits, or revenue.

Because Squara does not process payments, we are not responsible for financial disputes between users. Any such disputes are between the parties involved and must be resolved outside the app.

Our total liability for any claim arising from or related to the Services shall not exceed the amount you paid us in the twelve (12) months preceding the event giving rise to the claim, or one hundred US dollars (USD 100), whichever is greater.

11. Privacy

We care about your privacy. Please review our Privacy Policy for details on how we collect, use, and protect your personal information.

12. Governing law and disputes

These Terms are governed by the laws of the State of Israel, without regard to conflict of law principles. Any disputes arising from or relating to these Terms or the Services shall be submitted to the competent courts of Israel.

13. Changes to these Terms

We may modify or update these Terms at any time. If we make material changes, we will notify you by updating the date at the top of this page and, where appropriate, by notifying you through the app. Continued use of the Services after changes take effect constitutes your acceptance of the updated Terms.

14. Contact

If you have any questions or feedback about these Terms, contact us at .